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Residential Calculators

When purchasing any insurance policy, it is important to make sure the sum insured is correct. To calculate your Home Insurance, you need to be aware of the gross size of the building(s) in square metres, and include any outbuildings/improvements.

When considering the value of your contents insurance, think about the entire contents of your home and having to replace everything in it – including your DVD collection, your cutlery and linen, children’s games and toys, the esky and picnic blanket – not just the big ticket items that immediately spring to mind like your digital big screen LCD TV or leather lounge suite.

Are you adequately insured?

To help in calculating the sum insured, the Home Building & Contents Replacement Costs Calculator may be of assistance.

Home Building Calculator

Use this simple calculator to accurately determine your home’s replacement cost.

Calculate
Home Contents Calculator

Calculate a quick estimate of the replacement costs of your valuable home contents.

Calculate


Disclaimer

The results from these calculators are an approximate guide only and should not be taken as advice or a recommendation to acquire any product or level of insurance cover. Typical building replacement costs are provided by RP Data Pty Ltd t/as CoreLogic Asia Pacific (ABN 67 087 759 171) (“CoreLogic”) and typical building contents replacement costs are provided by Sum Insured Pty Ltd (A.B.N. 55 947 630 521) (‘SI’). Whilst every care is taken to ensure the accuracy of the information as a guide for costing, no responsibility is accepted by either Cordell or SI for its accuracy. Please check with an Architect, Builder, Quantity Surveyor, Valuer or other suitably qualified professional for an accurate estimate and consider whether you need to obtain financial advice before selecting an insurance product suitable for you. Insurance Council Australia (A.B.N. 50 005 617 318) takes no responsibility for assessing the suitability of the calculator for your own requirements. You agree that your use of this calculator is at your own risk. By viewing or using this calculator(s), you are deemed to accept the above.

Important information

It is important to understand calculators provide only a guide for rebuilding your existing building. In some locations (such as those exposed to bushfires, floods and cyclones), rebuilding in the same style and materials after a total loss (for instance, if your building is destroyed or irreparably damaged in a fire) may not be possible due to local government regulations. Check with your local council or shire to find out if your property is in a hazard zone that may have a requirement for different building standards to apply in the event your property is a total loss. These different building standards could significantly affect your rebuilding costs. Factoring these additional costs into your sum-insured will be an important consideration. A qualified local builder may also provide further guidance on rebuilding costs in accordance with relevant building standards and local planning laws.

 

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City Rural Insurance Brokers Pty Ltd

ABN 52 074 444 296 | AFSL 237491

200 Greenhill Road, Eastwood SA 5063
PO Box 7138 Hutt Street, Adelaide South Australia 5000

Telephone: (08) 8272 7785
Email: info@cityrural.au

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