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What insurance do I need for my earthmoving business

There are several types of insurance that an earthmoving business may need, including:

General liability insurance: This covers third-party claims for property damage or injury caused by the business’s operations.

Workers’ compensation insurance: This is required by most states and covers medical expenses and lost wages for employees who are injured on the job.

Commercial auto insurance: This covers vehicles used in the business, including earthmoving equipment.

Equipment breakdown insurance: This covers the cost of repairing or replacing equipment that is damaged or destroyed.

Umbrella insurance: This provides additional liability coverage above the limits of other policies.

Pollution liability insurance: This covers the cost of cleaning up and remediating pollution caused by the business’s operations.

It’s also recommended that you speak with an insurance professional to determine what specific types of coverage your business needs.

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City Rural Insurance Brokers Pty Ltd

ABN 52 074 444 296 | AFSL 237491

200 Greenhill Road, Eastwood SA 5063
PO Box 7138 Hutt Street, Adelaide South Australia 5000

Telephone: (08) 8272 7785
Email: info@crib.com.au
Facsimile: (08) 8357 8994

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